Terms of Use.

Purpose of this website

This website is intended to provide information about Ohmni Power Financial Solutions, describe categories of financial and insurance services, allow prospective and existing clients to make contact, provide access to general financial information and facilitate enquiries or requests for further information.

The availability of information on this website does not itself guarantee that a visitor qualifies for, may obtain or will be accepted for any particular financial product or service.

General information — not automatically personalised financial advice

Information made available publicly on this website is provided for general informational purposes and does not automatically constitute personalised financial advice for a particular person's circumstances.

Financial needs, objectives, circumstances, risk profiles, affordability and product suitability differ from person to person. Visitors should obtain appropriate advice from a suitably authorised financial-services professional before making a decision that requires personalised assessment.

Financial products and services

References on this website may relate to areas such as life cover, income protection, risk planning, short-term insurance, business insurance, medical aid, investments, tax planning, estate planning, wills and trusts, and other financial products and services offered by Ohmni Power Financial Solutions.

The provision of any particular service is subject to Ohmni Power Financial Solutions' current regulatory authority, applicable law, relevant agreements and the scope of services actually available at the time.

Product terms, conditions, exclusions and benefits

Unless expressly stated otherwise, product descriptions on this website are summaries or general information. Final terms may include premiums, fees, charges, benefits, waiting periods, exclusions, limitations, underwriting requirements, eligibility criteria and policy or product conditions.

Those matters are governed by the relevant product provider's formal documentation and applicable agreements. Visitors should review the relevant quotation, policy wording, benefit schedule, disclosure documentation and other contractual material before concluding a transaction.

Quotations, applications and acceptance

Submitting an enquiry through this website does not by itself create an insurance contract or other financial-product agreement. A request for a quotation does not guarantee that a quotation will be issued, and a quotation does not necessarily mean that cover or another product has been accepted.

Applications may be subject to underwriting, eligibility requirements, verification and acceptance by the relevant product provider. Cover or product participation should not be assumed to exist until it has been properly confirmed in accordance with the relevant provider's requirements.

No guarantee of financial outcomes

Where relevant to a particular product, investment values may rise or fall and past performance should not automatically be treated as an indication of future performance. Financial, investment and insurance outcomes depend on individual circumstances and the applicable product terms.

Ohmni Power Financial Solutions does not guarantee outcomes that cannot lawfully or factually be guaranteed.

Medical aid / medical scheme information

Medical scheme information is subject to the applicable scheme's registered rules, benefits, exclusions, waiting periods, contribution structures and other formal documentation, all of which may change from time to time.

Final membership rights and benefits are governed by the relevant medical scheme's formal rules and documentation. Any medical scheme broker services provided or marketed by Ohmni Power Financial Solutions are subject to applicable South African medical-scheme legislation and regulatory requirements.

Accuracy and currency of information

Ohmni Power Financial Solutions takes reasonable steps to present website information accurately and keep it reasonably current. However, products, provider information, legislation, regulation, rates, premiums, fees, benefits and product availability can change.

Visitors should therefore obtain confirmation of material product information before making a financial decision or entering into a transaction.

Personal information and privacy

Personal information submitted through this website is processed in accordance with the Ohmni Power Financial Solutions Privacy & Cookie Notice.

That notice explains relevant matters including personal-information processing, data-subject rights, cookies, analytics or tracking and marketing communications.

Cookies

This website may use cookies and similar technologies. Please review the Privacy & Cookie Notice for further information.